1. Introduction

• Purpose: These Terms and Conditions (“Terms”) govern the use and purchase of digital eBooks (“Products”) from [www.fingrtip.in] (“we,” “us,” “our”).
• Acceptance: By accessing our website or purchasing our Products, you (“Customer,” “you,” “your”) agree to comply with and be bound by these Terms.

2. Definitions

• Digital Products: Electronic books available for download in formats such as PDF, ePub, or MOBI.
• License: A non-exclusive, non-transferable right to use the purchased Product for personal, non-commercial purposes.

3. Intellectual Property Rights

• Ownership: All content, including text, graphics, logos, and images in the Products, is the property of [Your Website Name] and is protected by applicable intellectual property laws.
• License Grant: Upon purchase, we grant you a limited license to download and access the Product for personal use only.
• Restrictions: You may not reproduce, distribute, modify, create derivative works from, or commercially exploit any part of the Product without prior written consent from us.

4. Purchase and Payment

• Pricing: Prices for our Products are listed on our website and are subject to change without notice.
• Payment Methods: We accept payments through [list accepted payment methods, e.g., credit cards, PayPal].
• Order Confirmation: After placing an order, you will receive an email confirmation with download instructions.

5. Delivery

• Access: Products are delivered via direct download links provided after successful payment.
• Download Limitations: Download links are valid for [specify duration, e.g., 7 days] from the time of purchase.

6. Refunds and Cancellations

• Policy: Due to the digital nature of our Products, all sales are final. We do not offer refunds or exchanges.
• Exceptions: If you experience issues with your download or receive a defective file, please contact us at fingrtipsolutions@gmail.com within 48 hours for assistance.

7. User Responsibilities

• Account Security: You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
• Accurate Information: You agree to provide accurate and current information during the purchase process.

8. Disclaimers

• Content Accuracy: While we strive for accuracy, the content in our Products is provided “as is” without warranties of any kind.
• Compatibility: It is your responsibility to ensure that your device is compatible with the eBook format before purchase.

9. Limitation of Liability

• Scope: To the fullest extent permitted by law, we shall not be liable for any indirect, incidental, or consequential damages arising from the use or inability to use our Products.
• Maximum Liability: Our total liability shall not exceed the amount paid for the specific Product that caused the damage.

10. Privacy Policy

• Data Collection: We collect personal information necessary for processing your order.
• Data Use: Your information is used in accordance with our [Privacy Policy]

11. Governing Law

• Jurisdiction: These Terms are governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of law principles.

12. Changes to Terms

• Modification Right: We reserve the right to modify these Terms at any time.
• Notification: Changes will be posted on this page, and your continued use of our website or Products constitutes acceptance of the revised Terms.

13. Contact Information

• Support: For questions or concerns regarding these Terms, please contact us at fingrtipsolutions@gmail.com.